Mortgage Advice
Home House Estates can provide clients with assistance on gaining high quality personal finance advice. The directors of Home House Estates have a long standing working relationship with Coutt's, one of the UK's private banking houses, wholly owned by the The Royal Bank of Scotland Group and Enness Private Clients, a well-established financial advisory firm with expertise in relocation and property matters. Home House Estates works with Coutt's and Enness Private Clients, in order to provide clients with personal finance assistance.
Services
Home House Estates recommends Enness Private Clients, a Mayfair based high net-worth property finance brokerage. Enness Private helps our UK and internationally based clients structure finance for property purchases in the UK. They work with a carefully selected panel of 60+ mainstream, private and offshore banks from London, Europe and further afield. They will build a solution based around our client needs, whether they are borrowing using an offshore trust or company, overseas assets or income, and for a residential or commercial purchase or re-finance
Enness’s experienced advisers deal with a diverse range of clients and properties on a day to day basis and pride themselves in solving complex transactions. They have no such thing as a typical client and each proposition is explored individually and on its own right. This allows applications to be presented in a way that enables a bank to make a quick decision based on the merits on the strength of the case, which in turn, leads to better terms and conditions.
initial enquiries are usually made over the telephone at a convenient time – this allows for a quick assessment of what is possible. This is usually followed with a further in depth meeting either via email, telephone or in person. Once a lending solution is determined, Enness will deal with the whole application.
Home House Estates provides private and structured property finance services to private clients, companies and trusts gaining access to either residential or commercial property. This extends to both shipping and aviation upon request.
Our professional advisers, support staff and technical resources combine to create a first class legal, financial and property service for both business and individual clients. Our advisers boast a range of experience ensuring our clients' legal requirements are met with the knowledge and the ability to generate advantageous results.
We have full knowledge and expertise in dealing with private clients from different backgrounds - teamed with close associations with a number of leading lending institutions the company ensures that they provide flawless service and outstanding results.
Our Approach
The first approach would be to consult on the most appropriate loan facility and at the same time determine whether the loan is needed to be structured on or offshore.
We are ever mindful of the bank’s attitude to certain geopolitical risks and are therefore very experienced in approaching who we believe would be the most appropriate lending institution with experience in the particular sector.
We will review the benefits of acquiring property in a corporate structure in conjunction with client’s qualified professionals and ensure that attention is given to the jurisdiction in which a company is established and the way in which a company is set up.
In addition, the loan required may be beyond a certain size which would eliminate the majority of high street lenders; secondly the credit process may require main board approval.
